Leverage can grow a portfolio faster, but it also makes cash flow sensitive to interest-rate changes and vacancy. More borrowing should start with current data.
LTV shows how much debt sits against asset value. DSCR shows whether operating cash flow covers debt service. Net cash flow shows what remains after expenses and repayment.
A healthy portfolio is not defined by low LTV alone. It also needs clear repayment timing, resilient rental income, and a plan for weaker months.